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Ugandan GraduatesSACCO

Loan product

Agro Value Chain Loan

Inputs, production, aggregation, storage and processing.

Finances priority agricultural value chains such as poultry, piggery, dairy, aquaculture, coffee, horticulture, oilseeds and cereals, for individual graduate farmers and registered clusters, including shared facilities such as milk coolers, feed mills and cold rooms. Repayment follows production cycles. Agricultural insurance is mandatory and offtake agreements are encouraged as additional security.

Eligibility
Graduate farmers, agro-processors and agricultural clusters.
Amount range
UGX 2,000,000 to UGX 200,000,000
Maximum repayment period
48 months
Interest rate
10% p.a.
Calculation method
Reducing balance
Guarantors
2 active members
Collateral & security
Crop or livestock, insurance, offtake agreements and cluster savings.
Fees
Processing fee of 1 percent of the loan. Credit-life insurance at cost. Late payment: 1 percent per month on the overdue instalment only. A key facts statement before disbursement.

Repayment illustration

Estimate your repayments

Reducing balance estimate

Estimated monthly repayment

UGX 439,579

Total interest
UGX 274,954
Total repayment
UGX 5,274,954

Illustration only. This is not a loan offer or approval. Actual terms, fees and eligibility are confirmed in your loan agreement after appraisal.